Buying your home

For most of us buying a home is the most expensive transaction we will enter in our lifetimes.  Our goal is to make the process as simple and as smooth for our clients as possible. 

However, there are many potential pitfalls which you, as a buyer need to be aware of.  The best way to protect yourself from these is to work with a knowledgeable and highly experienced agent that is familiar with the area in which you would like to buy your home.

Things to keep in mind when buying:

Make sure you have met with your lender and established both what you can afford and what you are comfortable paying.  They may not be the same!  In a hot market, you may be bidding against one of more buyers who are interested in the same home you are.

Home Inspections after signing the contract. Be sure to get a home inspection!  But don't be fooled--you may need multiple inspections done depending on the type and location of the property you are considering.  If possible, attend as many of these as possible. Talk to the inspector, you'll be amazed at the valuable education you'll get! These inspections and tests may include:

• Home Inspection - the basic inspection conducted by a licensed home inspector
• Radon Testing - frequently done as an addition to the basic inspection and done by the home inspector
• Mold Testing - sometimes done by the home inspector but may be done by others
• Water Testing - if you have a well you will want this done.  Samples may be taken by the home inspector or by the Environmental Testing Company
• Septic System Inspection - Inspections are done by qualified Environmental Test and Inspection Companies
• Structural - if the home inspector identifies areas of concern, they may recommend you get a structural engineer to evaluate the property.
• Electrical - the home inspector may recommend you have a licensed electrician inspect the homes electrical system.
• HVAC - the home inspector may recommend you have the Heating Ventilation and Air Conditioning system inspected by a licensed HVAC contractor.
• Chimney inspection - are their cracks in the liner or the firebox?  Your Chimney Inspector will find out for you.

So, you can see, the "Home Inspection" can consist of much more than one "Inspection". Negotiating issues and repairs identified in the various inspections has become one of the most challenging aspects of many home purchases today.  This is an area where the experience of your agent can make the difference between getting the home you want or walking away from a home purchase. 

The skill and experience of your agent in these matters can save or cost you thousands of dollars!